Investment disclosures

All investing carries risk, including the possible loss, delay, or impairment of capital. Do not subscribe with money needed for near-term expenses, emergencies, or obligations.

A plan is not a bank account, savings product, or on-demand wallet. Plan interests are not represented as government insured.

A plan's displayed APY is an annualized rate. Contract yield is prorated to the stated term using the calculation shown before confirmation. “Fixed” describes the rate applied to an accepted contract; it does not eliminate platform, counterparty, operational, market, or legal risk.

Illustrations and dashboard accruals are estimates until settlement. Strategy bonuses, where offered, are variable, capped, and may be zero.

Principal is committed for the selected term. Early access may be unavailable or subject to contract-specific conditions, review, delay, or adjustment. You should be prepared to hold through the scheduled maturity date.

Withdrawal availability after settlement may also depend on identity checks, destination review, network conditions, and other controls described in the applicable terms.

Platform strategies may involve digital assets and related venues. These markets can be volatile, fragmented, and subject to outages, illiquidity, cyber events, forks, protocol defects, counterparty failure, and abrupt regulatory change.

References to a strategy or asset pool describe an operating approach, not direct member ownership of each underlying asset or a promise that a particular trade will occur.

Plan capacity, rates, minimums, and availability can change for future subscriptions. A plan shown on the public site may close before you subscribe. The terms presented at final confirmation control your accepted contract.

Platform content is general information, not legal, tax, accounting, or individualized investment advice. We do not assess whether a plan is appropriate for your personal circumstances.

Consider independent professional advice and review the Terms of Use before proceeding.